PRIVACY POLICY

1. Introduction

This Privacy Policy applies to Vaultex Ltd, an International Business Company formed and registered in Nevis, (hereinafter collectively referred to as 'Vaultex,' 'we,' 'us,' or 'our'). This Privacy Policy describes the policies and procedures of Vaultex (“We”, “Our”, “Services”, “Company”, or “Us”) pertaining to the collection, use, and disclosure of user’s information. This includes but is not limited to the Vaultex website, all its subdomains, and associated applications ( the “App”, together with the website, the “Website”)

Vaultex Wallet is a non-custodial crypto-asset software wallet, designed to empower users with seamless access to a plethora of financial services. As the owner of the wallet, Vaultex does not engage in exchanges or onramping directly. Instead, it operates as a conduit, redirecting users to trusted providers for these actions while offering a revenue-sharing model. With Vaultex, users can effortlessly engage in a variety of crypto transactions, including buying and selling through exclusive strategies with personalized advisory support. The platform also offers an international card for spending crypto anywhere and anytime, along with staking opportunities to grow their assets. Additionally, Vaultex facilitates secure storage and transfer of crypto assets, enabling businesses to accept pay-ins and payouts without bureaucratic hassles, thereby connecting them to emerging markets. Furthermore, the platform supports the acceptance of crypto as a payment method for NFTs and provides a multi-portfolio feature for diversified asset management.

We do not have customer accounts. Certain third-party API providers may require you to provide them with Personal Data, in order to use their services through the Vaultex Wallet. We prioritize security by deliberately not having access to your private keys and secret phrases.

We believe that privacy is a fundamental right, and we are committed to protecting the privacy and security of our users’ personal information.

This Privacy Policy outlines our commitment to privacy, including the types of information we collect, how we use the information, and the steps we take to protect user privacy.

By using our platform, you consent to the practices outlined in this Privacy Policy.

2. Definitions

• 2.1. As used herein, the following terms are defined as follows:

• 2.1.1. 'App'signifies the mobile application accessible via the Website or listed on App Store or Google Play store.

• 2.1.2. 'Consent' refers to any freely given, specific, informed, and unambiguous indication of the data subject`s wishes by which he or she, by a statement or by a clear affirmative action, signifies agreement to the processing of personal data relating to him or her.

• 2.1.3. “Data Subject” refers to the natural person to whom the Personal Data refers.

• 2.1.4. “Personal Information” or “Personal Data” or “your data” refers to any information relating to you, as an identified or identifiable natural person, including your name, an identification number, location data, or an online identifier or to one or more factors specific to the physical, economic, cultural or social identity of you as a natural person

• 2.1.5. “Service” refers to the service provided by Vaultex as described in the relative terms (if available) and on this application.

• 2.1.6. “User” refers to the individual using Vaultex who, unless otherwise specified, coincides with the Data Subject.“We,” and “Us” refer to Vaultex .

3. Information Collection and Use

We do not collect any personal information or data from its users. Vaultex does not engage in exchanges or onramping directly. Instead, it operates as a conduit, redirecting users to trusted providers for these actions. We do not store or process any user data.

Vaultex demonstrates a commitment to user privacy and data protection as follows -

• No Personal Information Collection: By not collecting any personal information or data from users, we eliminate the risk of potential data breaches or misuse of sensitive information. This approach aligns with privacy regulations and best practices, providing users with peace of mind while using the App.

• Interaction: As this platform operates as a conduit, redirecting users to trusted providers for the actions, the App facilitates interactions without requiring any user data to be stored.

• Anonymity and Privacy: By not requesting personal information during registration or use, Vaultex fosters a level of anonymity for users.

• Data Protection: Vaultex`s decision not to store or process user data reduces the attack surface for potential cyber threats. With no user data to target, malicious actors are less likely to attempt data breaches or cyberattacks on the platform.

• User Trust: By prioritizing user privacy and demonstrating a commitment to not collecting personal information, Vaultex establishes a relationship of trust with its users. Users are more likely to feel confident in using the App, knowing that their privacy is respected.

• Compliance with Regulations: This approach supports Vaultex to comply with various privacy regulations, such as the General Data Protection Regulation (GDPR) and other relevant data protection laws.

• Transparency and Communication: It`s essential for Vaultex to communicate its privacy practices clearly to users. A Privacy Policy should be made available to users, explaining the platform`s data handling approach and the reasons for not collecting personal information.

4. Third-Party Services

Vaultex Wallet may provide information about third-party products, services, activities or events, or may allow third parties to make their content and information available on or through the services (collectively, “Third-Party Integrations”).

We provide Third-Party Integrations as a service to those interested in such content. Your dealings or correspondence with third parties and your use of or interaction with any Third-Party Content are solely between you and the third party.

Vaultex Wallet Exchange. Possibility of exchange is provided by Vaultex Wallet partner(s):

• a. Changelly. When making an exchange, you agree with Partner’s Terms of Service: https://changelly.com/terms-of-use Vaultex Wallet itself does not provide exchange service

• b. PayBis. The original terms of use are available at https://paybis.com/policies/terms-of-service. Vaultex Wallet itself does not provide exchange service.

It is essential to understand that this Privacy Policy specifically governs the data collection, use, and protection practices within the App. Any information provided or actions taken within the App are subject to the terms outlined in this Privacy Policy.

However, when users access links or interact with integrations that redirect them to external third-party services, Vaultex no longer retains control over the privacy practices or content of those services. Each third-party service operates under its own privacy policy, terms of service, and data handling practices.

Vaultex strongly advises users to exercise caution and be well-informed about the privacy policies and practices of any third-party services they engage with through the App. Users bear the responsibility of reviewing and comprehending the privacy policies and terms of service of these external services to ensure their comfort with data collection, usage, and protection procedures.

While Vaultex strives to integrate with reputable and secure third-party services, it cannot guarantee the privacy practices of these external entities. Consequently, users should exercise prudence and take appropriate precautions while interacting with third-party services linked to or integrated within the App.

5. Liability Disclaimer

Technology Provider Status

As Vaultex does not engage in exchanges or onramping directly. Instead, it operates as a conduit, redirecting users to trusted providers for these actions while offering a revenue-sharing model. With Vaultex, users can effortlessly engage in a variety of crypto transactions, including buying and selling through exclusive strategies with personalized advisory support.

The KYC and other details are acquired and stored by the third-party service providers, as we do not engage in exchanges or onramping. As a result, we want to make it clear that we bear no liability or responsibility for any transactions, activities, or services involving virtual assets that occur on our platform.

Vaultex places the utmost importance on maintaining the security and dependability of the App. We employ robust measures to safeguard user data, protect against potential threats, and ensure a seamless user experience.

By operating solely as a provider of financial services, Our primary focus is to provide the infrastructure and tools necessary for the users to engage with seamless access to the financial services.

However, it is important to note that we do not have control over the actions or decisions made by individual users or any third parties who may be involved in the trading process. Users are solely responsible for their own virtual asset investments, trading strategies, and any associated risks

We recommend that users exercise caution and conduct their own due diligence when engaging in virtual asset trading activities. It is essential to understand the risks involved and make informed decisions based on personal judgment and expertise.

Our primary commitment as a technology provider is to maintain a reliable and secure platform that enables users to engage in financial transactions. We strive to implement robust security measures, adhere to industry best practices, and regularly update our software to mitigate potential risks.

Use of the Platform

By using our platform, you acknowledge and agree that you are assuming all risks associated with its use. While we make every effort to provide accurate and reliable information, we want to clarify that we do not guarantee the completeness, accuracy, or timeliness of any information displayed on our platform. Our primary focus is to provide the infrastructure and tools necessary for the users to engage with seamless access to the financial services.

Vaultex explicitly disclaims any liability for the outcomes stemming from the use of the App. This includes, but is not limited to, any harm, personal injury, emotional distress, financial loss, or damage to data resulting from interactions, communications, or transactions conducted within the App.

Furthermore, Vaultex is not liable for any potential breaches of privacy or misuse of information that may occur during user interactions. We recommend users to exercise caution and discretion when sharing personal information or engaging in any form of communication on the Platform

We reserve the right to modify, suspend, or terminate our platform or any of its features at any time and without prior notice. This could include updates, improvements, or necessary maintenance activities. While we strive to minimize disruptions and inform users of any significant changes, it is important to understand that interruptions or modifications to the platform`s availability or functionality may occur.

As a user, it is your responsibility to independently verify and validate any information obtained from our platform. We encourage you to conduct your own research and exercise caution when making decisions based on the information provided.

No Financial Advice

The information provided on our platform, including but not limited to articles, blogs, market analyses, or any other form of content, is for informational purposes only. It should not be considered financial, legal, or investment advice. We do not endorse or recommend any specific actions or investments, and you should not rely solely on the information provided on our platform for making financial decisions. You should conduct independent research and seek professional advice before making any financial decisions.

Regulatory, legal & Tax Compliance

Vaultex operates in compliance with applicable laws and regulations of Nevis . However, the legal, regulatory and tax frameworks may vary in different jurisdictions. It is your responsibility to understand and comply with the laws and regulations applicable in your jurisdiction when using our platform.You agree that Vaultex is not responsible for determining whether taxes apply to your transactions or for collecting, reporting, withholding or remitting any taxes arising from any transactions.

6. Security

Vaultex is committed to ensuring the security and protection of user information within the App. We employ industry-standard security practices and take appropriate precautions to safeguard your data against unauthorized access, disclosure, or alteration. These measures include strong encryption, access controls, regular security assessments, and other relevant technologies.

Despite our best efforts, it is essential to recognize that no online service can guarantee absolute security. As technology evolves, so do the methods and tactics used by malicious actors seeking to exploit vulnerabilities. Therefore, there is always a residual risk of data breaches, cyberattacks, or other security incidents.

By choosing to use the App, you voluntarily assume these inherent risks associated with online data transmission and storage. Vaultex encourages users to be vigilant and proactive in protecting their information, such as using strong passwords, regularly updating software, and being cautious about sharing sensitive data.

While we strive to maintain the confidentiality and integrity of your information, Vaultex cannot be held liable for any security breaches or unauthorized access beyond our control. In the event of a security incident, we will make every effort to promptly respond, investigate, and take appropriate actions to mitigate the impact and prevent future occurrences.

As a user of the App, it is essential to remain informed about potential risks and exercise discretion while using online services. Vaultex recommends reviewing our Privacy Policy and staying updated on any security-related notices or announcements provided within the App.

7. Changes to the Privacy Policy

Vaultex recognizes the importance of keeping its Privacy Policy current and aligned with evolving data protection standards and legal requirements. Hence, we may update or amend this Privacy Policy from time to time. Whenever modifications are made, the revised version of the Privacy Policy will be published on this page.

Once the changes are implemented and the revised Privacy Policy is posted, it becomes effective immediately. It is crucial for users to be aware that continued use of the App after the changes take effect constitutes your acceptance of the revised Privacy Policy

As a responsible user of the App, it is incumbent upon you to periodically review this Privacy Policy to stay informed about any updates or alterations to our data practices. Regularly checking this page ensures that you are aware of how your information is collected, used, and protected.

In the event of significant changes to the Privacy Policy that may impact your rights or data processing practices, we may also provide additional notification through email or within the App to ensure you are adequately informed.

By adhering to this requirement, you can stay informed about how your personal information is handled within the App and make informed decisions about your data privacy

8. Our products and services are not available to children

Our products and services are not intended for individuals under the age of 18, referred to as 'Children' or 'Child,' and we do not knowingly collect personal information from them. If we discover that we have unintentionally gathered personal information from a Child, we will take necessary and legally permissible steps to remove that information from our records. In such cases, the user`s account will be required to be closed, and access to our products and services will be restricted.

If you are a parent or guardian of a Child and become aware that they have provided personal information to us, please contact us at hello@Vaultex.co. You may request to exercise your applicable rights, including access, rectification, cancellation, and objection rights.

9. If you have a complaint

Any questions, complaints, comments and requests regarding this Privacy Statement are welcome and should be addressed to hello@Vaultex.co

10. Consent

By using the App, you demonstrate your acknowledgement, comprehension, and agreement to abide by the terms outlined in this Privacy Policy. If you do not consent to the provisions of this Privacy Policy, we kindly request that you refrain from using the App.

Vaultex values your trust and appreciates your confidence in our services. Our primary objective is to create a secure experience for users while prioritizing your privacy. We hope that you find satisfaction in utilizing the App while remaining assured that your privacy remains a paramount concern for us.

Should you have any inquiries or concerns regarding our Privacy Policy or any aspect of the App, we encourage you to contact us promptly using the provided contact information. We are committed to addressing your questions and ensuring transparency about our data practices.